We are leaders when it comes to credit recovery for HEIs

Responding to market demands, we use technology and innovation to ensure the sustainable growth and financial stability of your higher education institution, allowing you to focus on your primary mission: education.

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Increase student retention and improve credit recovery rates with Cobrafix

+112.400

Students have remained in our institutions

+282MM

Revenue recovery

Innovation and technology with tradition

For nearly half a century, we have been leading the way in educational credit recovery, with proven efficiency since 1976. Believing in the power of education and embracing values of transparency and ethics, we offer personalised solutions. We are committed to building strong, long-term partnerships focused on mutual success. Join us in building your future in education!


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Get more results with Smart Charging

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Custom Charging

At COBRAFIX, every situation is unique. Our team is ready to resolve your charging issues efficiently and conveniently for your students.

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Online Trading Platform

Make it easier to negotiate with your students. Through our online platform, we offer campaigns and payment proposals designed to meet the needs of each student, ensuring practicality and agility

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Omnichannel Service

Be present wherever your students are. Providing an omnichannel platform, we offer an integrated service across multiple channels such as chat, WhatsApp, email and more, delivering a complete experience for your students.

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B.I. Advanced Analysis

Explore powerful insights via advanced data analysis.
Business Intelligence helps you develop a deeper understanding of collection and charging trends, allowing you to make strategic decisions for your institution's financial success

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Customers who have already achieved sustainable growth

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Questions? Check out our FAQ

I can't pay my invoice. What can I do?+
How long does it take for my information to leave the system after payment?+
My debt has been paid, but I still receive debt collection calls. What should I do?+
How long does it take after payment before I can start studying again?+
How can I have a face-to-face discussion about my debts?+

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We're here to help and will contact you as soon as possible.